Asset Protection

Because the market does not provide security, you may want your financial strategies to include some secured options. For example, CD’s insured through the FDIC and annuities which are guaranteed by the claims-paying ability of a highly-rated insurance company can provide you a way to see growth in your retirement income without putting you at risk of loss in the market.

Twenty-first century asset protection calls for more than just strategic asset allocation. Product allocation—buying instruments that can protect your monies from market declines throughout retirement—can be an additional means of protecting assets.

Diversifying your retirement assets among a variety of vehicles—both through insurance products and investments, depending on what is appropriate for your situation—may offer you the best chance of meeting your retirement income goals throughout your lifespan.